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How Do You Pay for Long-Term Care?
Paying for long-term care often involves a combination of resources:
- Private funds from the individual or their family
- Long-term care insurance
- Public programs, including:
- Medicaid, for eligible low-income individuals
- Veterans Affairs (VA) benefits
- The DC Office on Aging and other local programs
- Medicare, which may cover limited personal care services for a short time when skilled therapies (like physical, speech, or occupational therapy) are needed.
Need Help with Long-Term Care?
If you or a loved one needs assistance navigating benefits or understanding long-term care options, the following resources can help:
- DC Department on Aging and Community Living (DACL): A great starting point for District residents seeking local services and support.
- PHI (Paraprofessional Healthcare Institute): For national insights and research on the direct care workforce and long-term care trends.
- AARP: The nation’s leading advocacy organization for older adults, offering information, tools, and resources on caregiving and long-term care.